Can I Buy or Sell a Home Without a Real Estate Agent?

By: Chris Ciprini

Can I Buy or Sell a Home Without a Real Estate Agent?

Tags: house price, selling a home, home selling, for sale by owner, buying without a real estate agent

Today’s real estate market is one of the fastest-moving in recent memory. With record-low inventory in many market segments, we’re seeing multiple offers—and sometimes even bidding wars—for homes in the most sought-after neighbourhoods. This has led some sellers to question the need for an agent. After all, why spend money on a listing agent when it seems that you can stick...Read More

By: Chris Ciprini

5 steps to selling your home

Tags: 5 steps to selling your home

Your satisfaction and happiness is something that is very important to me. I understand how hectic it is to sell a house and it can be difficult if it’s not handled properly. To help you through the entire process, I’ve put together five simple steps: Step 1: Decide to Sell When you sell, you want to get as much value as you can for your home. So you might want to consider the timi...Read More

By: Chris Ciprini

How to Choose the Right Mortgage

Tags: How to Choose the Right Mortgage

Obtaining a mortgage can be intimidating and confusing. Similar to the buyer and seller guides, I’ve outlined the mortgage process for you in 4 easy steps! Step 1: Mortgage Application Before an application gets filled out, it’s important to first asses yourself financially. Figure out how much money you have and how much you need to borrow. It’s always critical to sort out h...Read More

By: Chris Ciprini

Top 5 Renovations When Selling

Tags: Top 5 Renovations When Selling

When it comes time to sell your home, you will likely be put in a situation where home updates, repairs, and upgrades are recommended in order to boost the value of your home for maximum returns! Now before tearing down a wall or throwing your money at everything it's important to understand not all home renovations are equal. Below you will find a list of the top 5 home renovations that hav...Read More

By: Chris Ciprini

StayHome: How to Create Functional Spaces in Your Home During the Coronavirus Outbreak

Tags: StayHome: How to Create Functional Spaces in Your Home During the Coronavirus Outbreak

Since the outbreak of the novel coronavirus (COVID-19), many of us are spending a lot more time at home. We’re all being called upon to avoid public spaces and practice social distancing to help slow the spread of this infectious disease. While it can be understandably challenging, there are ways you can modify your home and your lifestyle to make the best of this difficult situation. Her...Read More

By: Chris Ciprini

20 Ways to Save Money and Stretch Your Household Budget

Tags: 20 Ways to Save Money and Stretch Your Household Budget

These days, it seems like everyone’s looking for ways to cut costs and stretch their income further. Fortunately, there are some simple steps you can take to reduce your household expenses without making radical changes to your standard of living. When combined, these small adjustments can add up to significant savings each month. Here are 20 things you can start doing today to lower your...Read More

By: Chris Ciprini

Is Now a Good Time to Buy or Sell Real Estate?

Tags: Is Now a Good Time to Buy or Sell Real Estate?

Traditionally, spring is one of the busiest times of the year for real estate. But the coronavirus outbreak—and subsequent stay-at-home orders—led many buyers and sellers to put their moving plans on hold. In April, sales volume fell to its lowest level since 1984, according to the Canadian Real Estate Association.1 However, while sales have fallen, prices have remained stable. The ...Read More

By: Chris Ciprini

Add Value To Your Home With These 9 DIY Improvements

Tags: Add Value To Your Home With These 9 DIY Improvements

Whether you’re prepping your house to go on the market or looking for ways to maximize its long-term appreciation, these nine home improvement projects are great ways to add function, beauty, and real value to your home. The best part is, once you’ve secured the materials, most of these renovations can be completed over the course of a weekend. And they don’t require a lot of ...Read More

By: Chris Ciprini

Lowest Mortgage Rates in History: What It Means for Homeowners and Buyers

Tags: Lowest Mortgage Rates in History: What It Means for Homeowners and Buyers

    The interest rate on Canada’s most popular mortgage, the five-year fixed rate, has fallen to its lowest level in history. In early June, HSBC made headlines when it began offering Canadians a five-year fixed-rate mortgage below 2%. Multiple brokers followed suit, and some are now advertising even lower rates.1 And while many Canadians have rushed to take advantage of t...Read More

By: Chris Ciprini

Move-Up vs. Second Home: Which One Is Right For You?

Tags: Move-Up vs. Second Home: Which One Is Right For You?

The pandemic has changed the way many of us live, work, and attend school—and those changes have impacted our priorities when it comes to choosing a home. According to a recent survey by The Harris Poll, 75% of respondents who have begun working remotely would like to continue doing so—and 66% would consider moving if they no longer had to commute as often. Some of the top reasons w...Read More